Agri Cluster Head – Micro LAP

Job Summary

The Micro LAP Officer will be responsible for sourcing, evaluating, and managing Micro
Loan Against Property (LAP) business. The role involves acquiring new customers,
assessing loan requirements, coordinating with credit and operations teams, and
ensuring portfolio quality.

Key Responsibilities

• Source Micro LAP customers through field visits, referrals, and direct marketing activities.
• Generate leads and achieve monthly disbursement targets.
• Conduct customer meetings and understand funding requirements.
• Collect and verify customer documents required for loan processing.
• Coordinate with Credit, Legal, Technical, and Operations teams for loan approval and disbursement.
• Ensure adherence to company policies and regulatory guidelines.
• Maintain strong relationships with existing customers and channel partners.
• Monitor portfolio quality and support collections when required.
• Prepare daily activity reports and maintain customer records.

Eligibility

Graduate in any discipline.
Experience in Micro LAP, Mortgage Loans, SME Loans, or Secured Lending preferred.

Skills Required

• Sales and relationship management.
• Customer acquisition and lead generation.
• Knowledge of secured lending products.
• Good communication and negotiation skills.
• Ability to work in field sales environment.

Key Performance Indicators (KPIs)

• Loan sourcing and disbursement targets.
• Portfolio quality.
• Customer acquisition and retention.
• Cross-selling of financial products.
• Compliance with company policies.